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What are some tips to earn more or spend less?
Reduce Spending:
Re-negotiate the ‘big bills’ e.g. home loan, electricity, gas, water
Make shopping lists and stick to them
Stocktake subscriptions and cancel those you do not use
Consider what you can DIY (e.g. lunch, coffee, cleaning) rather than buy
Unsubscribe to shopping emails
Sell some unused stuff (eBay, Gumtree, Facebook)
Public transport, Uber Pool or car pool rather than drive or Uber
Earn More
Take on overtime (if available) or work a second job, ride sharing/UBER, food delivery, cleaning etc
Earn a promotion or negotiate a higher salary
Move jobs
Put some cash in the bank to earn interest
Make some investments
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