An Athlete enjoys life because of the way they manage their money. They often have peace of mind that their money is sorted in the present and for the future. They are conscious about how they spend money and save intentionally for their goals. Getting money help in certain life stages can be helpful to ensure an athlete remains financially fit throughout life.
A High Potential individual has money left over at end of every month, but may not be as conscious about their future nor intentional with their spending or saving. A High Potential person can become an athlete by
An Indifferent person buries their head in the sand when it comes to their money position and they do not have peace of mind their finances are in order. The good news is, a lot can be done to move towards Athlete status including
Focused on the Future definitely has their future plans sorted out and has a peace of mind that in years (or decades!) to come their money situation will be sorted. However they are quite long-sighted and therefore do not manage their money day to day. Good news is, this can be rectified by getting the basics sorted.
For those Action Required individuals, short term borrowing is common and needs to be addressed ASAP so we can start training to become an Athlete.